What kind of debt can I settle...
We can help consolidate unsecured bills
such as credit card debt, department cards, loans to major
debtors, judgments, medical loans, collections, IRS, repos,
and past due utilities.
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How do I qualify...
Its simple, you must have a combined
total debt of over $5,000.00, more than one unsecured
creditors you owe this too, a resident of the U.S, and that's
it you qualify. It's that easy, now you can fill out our form
below of a free debt negotiation quote.
What exactly is debt consolidation...
debt settlement is the process by which
we negotiate with your debtors to obtain better repayment
terms for you on existing debts. Under our debt negotiation
program, monthly payments are often lowered and interest
charges are reduced - even to levels between 0 and 5%! You
save thousands of dollars in interest rates through a reduced
payoff period, saving you years or even decades of payments.
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Why would the creditors be willing to
lower my payments...
debtors are willing to participate in
debt settlement hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy.
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Will you need to contact my employer or
report to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt settlement quote has
no obligations and no credit check.
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Do I have to pay a fee to use your
service...
Our credit couseling firm does require a
nominal contribution on your part to enroll in the debt
consolidation plan. This nominal fee covers operation costs
and will be included in your monthly payment. Our fee is lower
than other debt settlement agency.
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Can I still use my credit card...
You cannot use any credit cards that are
put in the debt reduction plan and we will be happy to explain
all the details and what's expected from you by your creditors
in our free consultation.
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How do i get started...
All you need to do is to fill out our
form below for a free debt reduction quote, we will do the
rest for you at no obligation and of course completely
confidential.
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Will debt consolidation hurt my
credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when payments are made
on your service...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
